VisaliaRecruiter Since 2001
the smart solution for Visalia jobs

Credit Officer

Company: Citizens Business Bank
Location: Visalia
Posted on: November 21, 2019

Job Description:

Credit Officer (I-III) - SUMMARY Credit Officer I-III is based on the number of years/type of banking experience, credit/analytical skills, and title/salary. A Credit Officer has prior experience and expertise in credit analysis, with an understanding and ability to handle financial statement, tax return and cash flow analysis for businesses and individuals. Based on the credit request and analysis of the business or individual, the Credit Officer provides the bank with an accurate, clear and concise written credit request (report of Credit Extended- RCE). The more senior credit officers assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Agricultural lending/analysis experience preferred. - ESSENTIAL DUTIES AND RESPONSIBILITIES include the following: Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job. Provide, present and promote The Citizens Experience to all external and internal customers. Review credit request/file for completeness. Spread financial statement and/or tax returns. Evaluate a credit request and formulate questions, if necessary to complete Report of Credit Extended (RCE). Prepare an accurate, clear and concise RCE. If credit request does not fit within the bank's standard lending policy and procedures, refer to other bank departments. Discuss credit requests with branch personnel and Credit Management Division. Assist and/or train junior credit officer/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Other duties may be assigned. Fresno or Tulare location is acceptable. - SUPERVISORY RESPONSIBILITIES This job has no supervisory responsibilities. - QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - EDUCATION and/or EXPERIENCE Four year college or university program certificate; or two to four years related experience and/or training; or equivalent combination of education and experience. LANGUAGE SKILLS Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. - MATHEMATICAL SKILLS Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry. - REASONING ABILITY Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. - PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - While performing the duties of this job, the associate is regularly required to sit and talk or hear. The associate frequently is required to use hands to finger, handle, or feel. The associate is occasionally required to walk and reach with hands and arms. The associate must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision. - WORK ENVIRONMENT The work environment characteristics described here are representative of those an associate encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - The noise level in the work environment is usually moderate. -

Keywords: Citizens Business Bank, Visalia , Credit Officer, Other , Visalia, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Travel Surgical Tech - $1,638 per week
Description: NurseFly Travel Nursing with Advanced Travel Nursing is seeking a travel surgical tech for a travel job in Fresno, California:- Specialty: Surgical Tech- Discipline: Allied Health Professional- Start (more...)
Company: NurseFly Travel Nursing
Location: Fresno
Posted on: 12/7/2019

Lot Assistant
Description: Job Summary: Reporting to the designated manager, assist with the outside operations and functions of one or more of the following departments: Consignment, Factory, Fleet/Lease, Commercial Account or (more...)
Company: Insurance Auto Auctions
Location: Fresno
Posted on: 12/7/2019

CDL-A Team Owner Operator Truck Driver - $1.05-MILE BASE PAY!
Description: Owner Operator Teams Earn 1.05 per Mile Base Pay NEW - EAST/WEST DEDICATED ROUTES FOR TEAMS Are you in it for the long haul John Christner Trucking is. 32 years in business, 1,200 - 1,400
Company: John Christner Trucking
Location: Fresno
Posted on: 12/7/2019


HEDIS Lead
Description: HEDIS Lead PS29858 Location: Indianapolis, Indiana, United StatesRequisition : PS29858Post Date: Nov 11, 2019Your Talent. Our Vision. At Anthem, Inc., its a powerfulcombination, and the foundation upon (more...)
Company: Anthem
Location: Fresno
Posted on: 12/7/2019

Senior Civil Engineer " Civil Engineering Land Development (Fresno CA)
Description: Position: Senior Civil Engineer - Civil Engineering Land Development Industry Experienced Office Locations: Fresno California 93711 Term: Full Time Permanent Employment Compensation: Highly competitive (more...)
Company: TJG Civil Engineers and Land Planners
Location: Fresno
Posted on: 12/7/2019

Uber Eats Delivery - Fresno (Use Car, Bike or Scooter)
Description: Earn Extra Money Delivering for Uber Eats br Delivery-Partner available in Fresno and Surrounding Areas br Earn on Your Own Schedule br Use your Car, Bike or Scooter br Sign up to start the process (more...)
Company: Uber Eats
Location: Fresno
Posted on: 12/7/2019

Travel Medical Technologist, Alabama
Description: Travel Medical Technologist Alabama Location: Alabama Start Date: 11/18/2019 Shift Details: 10H Days 7:00 AM-5:00 PM 40 hours per week
Company: Triage Staffing
Location: Fresno
Posted on: 12/7/2019

Customer Care Representative
Description: Mommy Jobs Online is looking for a Customer Care Representative full-time, part-time 80 hours/month or on a mini-job basis. An ideal candidate for this position has excellent communication skills, is (more...)
Company: Mommy jobs online
Location: Fresno
Posted on: 12/7/2019

RN / Intensive Care Unit
Description: The benefits of taking a travel nursing job with Cross Country Nurses include: Free Private Housing or Generous Housing Allowance Comprehensive Health Insurance with Prescription Coverage
Company: Cross Country Nurses
Location: Fresno
Posted on: 12/7/2019

Travel Cath Lab Tech - $1,663 per week
Description: NurseFly Travel Nursing with Cross Country Allied is seeking a travel cath lab tech for a travel job in Fresno, California:- Specialty: Cath Lab Tech- Discipline: Allied Health Professional- Start Date: (more...)
Company: NurseFly Travel Nursing
Location: Fresno
Posted on: 12/7/2019

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Visalia RSS job feeds